Prices You Can Afford.
| Gender: | Birthdate: | Age: | Tobacco User? | |||
|---|---|---|---|---|---|---|
| * Applicant | - | |||||
| Spouse | - | |||||
| Child | - | |||||
| Child | - | |||||
| Child | - | |||||
| Add Child | ||||||
health insurance companies. Find your state providers.
Individual & Family Health Insurance
These plans offer a wide range of feature-rich benefits like low-deductibles and affordable co-pays on doctor visits for you and your family. Read More
Democratizing Health Insurance
We see a world where everyone has health insurance. If you don't have health insurance through your work, trying to get it stinks. We're here to change that. InsureMonkey is the easiest way to quote, compare and apply online for health insurance. Anytime. From anywhere.
Welcome to InsureMonkey.
Honestly, isn't this one of the easiest sites you've ever used? You can shop for health insurance benefits in three easy steps:
Get quotes. Compare plans. Apply online. Yes, getting health insurance is really that simple.
However, finding the right plan is an intensely personal thing and we want you to know we're here to help. If you have
questions, need personal assistance, or just want to visit while filling out your application, you can contact one of our
professionally licensed insurance advisors for insights, answers and unbiased advice. Or you can search our community-powered
InsureMonkey University for the answers you need.
Pass It On!
If you find this site helpful, we ask that you Pass It On! Make sure everyone you know can get affordable health insurance. Please tell your friends now!
Top 5 Health Insurance Myths
- Myth: Individual health insurance benefits are not as good as employer benefits. Truth: Hogwash. Individual health insurance is often more benefit-rich than employer-based plans.
- Myth: It's a good idea to add my family to my company's plan and pay the cost of their benefits. Truth: For healthy families, buying individual health insurance for your dependents, instead of adding them to your company plan, can save you up to 75% or more per month for the same benefits.
- Myth: If I'm laid-off, COBRA is my best option. Truth: Before you sign, shop an individual health plan with the same benefits and don't be surprised to save hundreds of dollars per month.
- Myth: My company buys health insurance cheaper than I ever could. Truth: Your employer pays for all healthy and unhealthy employees. With individual health insurance, you pay for only what you need.
- Myth: I'm healthy, so I don't need health insurance. Truth: We all need health insurance. At some point in our lives, we will all have an accident, get injured, or get sick. And at that point, we need insurance. Problem is we can't plan for these things and playing the odds is not in our favor.
Did You Know?
Most of today's self-employed entrepreneurs are covered with individual health insurance plans. Why? Because they get the benefits they need at a fraction of the cost. And we all like to save money!
Individual and Family Insurance Rates
Illinois Individual and Family Health Insurance
Find Illinois health insurance plans throughout the state in the following metropolitan areas: Aurora, Chicago, Peoria, Rockford, Springfield and other locations.
Illinois Health Insurance 101
Illinois is home to more than 12 million residents, who earn an annual household income of about $51,320. Most Illinoisans enjoy employer health insurance from work, but approximately 560,000 of you secure individual health insurance plans directly through Illinois health insurance providers.
Based upon 2004 figures, residents who secured insurance directly from the health insurance companies paid $140 for an individual healthcare plan and $348 for family health insurance plans each month. In contrast, employees who purchased insurance through their workplace paid $807 for individuals and $2,710 for families each month.
These figures clearly reveal that obtaining individual health insurance directly through Illinois carriers can be much more affordable than employer health insurance. In addition, only 55% of private Illinois corporations offer employer health insurance, and a mere 41% of companies with less than 50 employees provide small business health insurance. Subsequently, more and more Illinois residents find themselves in pursuit of affordable individual health insurance, with help from InsureMonkey, of course!
Illinois Health Insurance Providers
Illinois’s High Risk Pool
Illinois’ government has created a high-risk pool that helps people with serious or pre-existing medical insurance obtain coverage. Typically, these individuals cannot obtain individual health insurance due to their “high risk” in the eyes of the health insurance providers. Subsequently, in Illinois, you can join the pool of 16,000 already enjoying the benefit.
Those in Illinois’s high risk pool are responsible for paying $606 and $873 per month per person, and the state will pay for the outstanding costs beyond this range.
If an Illinois health insurance provider has rejected your application due to pre-existing conditions, you should see if you qualify to join the high-risk pool. Contact the Illinois Comprehensive Health Insurance Plan at (217) 782-6333 or click http://www.chip.state.il.us/chip.htm.
Illinois’s Uninsured
Over 1,737,876 residents of Illinois do not have insurance. Some of you may work for a corporation that does not have employer health insurance. Others may be entrepreneurs that are not sure if they can afford self employed health insurance. In this economy, still others may simply be unemployed. Remember that these are temporary conditions, and with the assistance of InsureMonkey as your health insurance agent, we want to change your uninsured status.
It’s time to team up to minimize the number of uninsured individuals in Illinois. Let anyone you know who does not have individual health insurance know about InsureMonkey.
Illinois SCHIP
Through state and federal funding, Illinois offers SCHIP to provide health insurance for uninsured children. To qualify, the child’s parents must generate a total income that falls within 100% to 200% of the federal poverty rate. In 2009, this equates to 17,170 and $34,340. Currently, 175,145 children obtain the health insurance they deserve through Illinois’ SCHIP program.
To see if you and your child qualify for SCHIP, please contact Illinois All Kids at (866) 255-5437 or click http://www.allkidscovered.com/.
Medicaid in Illinois
Medicaid in Illinois is also a product of a joint state and federal venture, which helps low-income families, pregnant women, children, disabled individuals, the elderly and nursing home residents obtain healthcare.
The income eligibility requirements for Medicaid in Illinois include:
• Children
o Infants Ages 0-1: $35,200 or 200% of the Federal Poverty Level
o Children Ages 1-5: $23,408 or 133% of the Federal Poverty Level
o Children Ages 6-19: $23,408 or 133% of the Federal Poverty Level
• Parents
o Non-Working: $32,556 or 185% of the Federal Poverty Level
o Working: $32,556 or 185% of the Federal Poverty Level
• Pregnant Women
o $35,200 or 200% of the Federal Poverty Level
For more information, please contact the Illinois Dept. of Health Care and Family Services at (217) 782-1200.
(Facts throughout this page provided by the Kaiser Family Foundation at www.statehealthfacts.org and by The New Health Insurance Solution at www.tnhis.com. Commentary provided by InsureMonkey.)
State Resources
State of Illinois
Website: http://www.illinois.gov/
Executive Office
Governor: Pat Quinn (D) (217) 782-0244
Head of Health Department: Damon T. Arnold, Director, Department of Public Health (800) 782-7860
Senators
Sen. Richard Durbin (D) (312) 353-4952
Sen. Roland Burris (D) (312) 886-3506
Medicaid Website: http://www.hfs.illinois.gov/
Medicaid Director: Theresa Eagleson, Medicaid Director, Illinois Department of Public Aid (217) 782-1200
Department of Insurance Website: http://www.ins.state.il.us/