Prices You Can Afford.
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health insurance companies. Find your state providers.
Individual & Family Health Insurance
These plans offer a wide range of feature-rich benefits like low-deductibles and affordable co-pays on doctor visits for you and your family. Read More
Democratizing Health Insurance
We see a world where everyone has health insurance. If you don't have health insurance through your work, trying to get it stinks. We're here to change that. InsureMonkey is the easiest way to quote, compare and apply online for health insurance. Anytime. From anywhere.
Welcome to InsureMonkey.
Honestly, isn't this one of the easiest sites you've ever used? You can shop for health insurance benefits in three easy steps:
Get quotes. Compare plans. Apply online. Yes, getting health insurance is really that simple.
However, finding the right plan is an intensely personal thing and we want you to know we're here to help. If you have
questions, need personal assistance, or just want to visit while filling out your application, you can contact one of our
professionally licensed insurance advisors for insights, answers and unbiased advice. Or you can search our community-powered
InsureMonkey University for the answers you need.
Pass It On!
If you find this site helpful, we ask that you Pass It On! Make sure everyone you know can get affordable health insurance. Please tell your friends now!
Top 5 Health Insurance Myths
- Myth: Individual health insurance benefits are not as good as employer benefits. Truth: Hogwash. Individual health insurance is often more benefit-rich than employer-based plans.
- Myth: It's a good idea to add my family to my company's plan and pay the cost of their benefits. Truth: For healthy families, buying individual health insurance for your dependents, instead of adding them to your company plan, can save you up to 75% or more per month for the same benefits.
- Myth: If I'm laid-off, COBRA is my best option. Truth: Before you sign, shop an individual health plan with the same benefits and don't be surprised to save hundreds of dollars per month.
- Myth: My company buys health insurance cheaper than I ever could. Truth: Your employer pays for all healthy and unhealthy employees. With individual health insurance, you pay for only what you need.
- Myth: I'm healthy, so I don't need health insurance. Truth: We all need health insurance. At some point in our lives, we will all have an accident, get injured, or get sick. And at that point, we need insurance. Problem is we can't plan for these things and playing the odds is not in our favor.
Did You Know?
Most of today's self-employed entrepreneurs are covered with individual health insurance plans. Why? Because they get the benefits they need at a fraction of the cost. And we all like to save money!
Individual and Family Insurance Rates
Idaho Individual and Family Health Insurance
Obtain Idaho health insurance plans throughout the following areas: Boise, Idaho Falls, Pocatello, Meridian and other locations.
Idaho Health Insurance 101
1.4 million residents call Idaho home. On average, the annual income is $47,876 for Idahoans. While a majority of you enjoy employer healthcare from your job, more than 95,000 of your neighbors obtain individual health insurance policies straight from Idaho health insurance providers.
Based upon 2004 figures, for Idahoans that obtain health insurance through work, you pay $572 for individual coverage and $2,155 for family health insurance plans. In contrast, those that obtain individual health insurance on their own typically pay $162 for an individual and $539 for a family of four.
In reviewing these figures, it is clear that individual health insurance policies are more affordable than those offered through employer health programs. In addition, even if Idahoans wish to obtain health insurance through their large or small business health insurance programs, only 45% of private corporations provide their employees with insurance. And for companies that employ 50 or fewer employees, only 34% offer small business health insurance. As a health insurance agent, InsureMonkey is ready to help all Idahoans obtain the affordable health insurance everyone deserves.
Idaho Health Insurance Providers
Idaho’s Uninsured
217,759 Idahoans do not have health insurance. Some may work for a corporation that does not offer employer health insurance, while others may be entrepreneurs that have not yet purchased self employed health insurance. Still others may be unemployed.
Know that these situations are only temporary. Times will change, and the health insurance you and your family deserve will be made available. InsureMonkey is here to change the face of health insurance as a revolutionary health insurance agent that can present excellent alternatives for healthcare in Idaho. Whether you or someone you love needs healthcare, InsureMonkey is ready to help with advice and free quotes.
Idaho SCHIP
In Idaho, uninsured children whose parents qualify for income guidelines can obtain health insurance through the Idaho Health Plan Coverage, which is sponsored by both state and federal governments. Benefits for covered children include immunizations, x-rays, hospitalization costs, prescriptions, and regular doctor checkups. 19,352 children in Idaho receive critical medical care through the Idaho Health Plan Coverage.
For more information, please contact Idaho Care at (800) 926-2588. Residents can also call 211.
Medicaid in Idaho
Similar to SCHIP, Medicaid is sponsored by both state and federal funds. Families with low-income, children, pregnant women, disabled individuals, the elderly and nursing home residents can all obtain health insurance through the program. In addition to the above, there are also income eligibility guidelines:
• Children
o Infants Ages 0-1: $23,408 or 133% of the Federal Poverty Level
o Children Ages 1-5: $23,408 or 133% of the Federal Poverty Level
o Children Ages 6-19: $23,408 or 133% of the Federal Poverty Level
• Parents
o Non-Working: $3,804 or 22% of the Federal Poverty Level
o Working: $4,884 or 28% of the Federal Poverty Level
• Pregnant Women
o $23,408 or 133 % of the Federal Poverty Level
For additional information, please contact the Idaho Department of Health and Welfare at (800) 926-2588 or click http://www.healthandwelfare.idaho.gov/site/4299/default.aspx.
(Facts throughout this page provided by the Kaiser Family Foundation at www.statehealthfacts.org and by The New Health Insurance Solution at www.tnhis.com. Commentary provided by InsureMonkey.)
State Resources
State of Idaho
Website: http://www.state.id.us
Executive Office
Governor: C.L. "Butch" Otter (R)(208) 334-2100
Head of Health Department: Richard Armstrong, Director, Department of Health and Welfare (208) 334-5500
Senators
Sen. Mike Crapo (R) (208) 522-9779
Sen. Jim Risch (R) (208) 342-7985
Medicaid Website: http://www.doi.idaho.gov/
Medicaid Director: Leslie Clement, Administrator, Department of Health and Welfare (800) 926-2588
Department of Insurance Website: http://www.doi.state.id.us