Prices You Can Afford.
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health insurance companies. Find your state providers.
Individual & Family Health Insurance
These plans offer a wide range of feature-rich benefits like low-deductibles and affordable co-pays on doctor visits for you and your family. Read More
Democratizing Health Insurance
We see a world where everyone has health insurance. If you don't have health insurance through your work, trying to get it stinks. We're here to change that. InsureMonkey is the easiest way to quote, compare and apply online for health insurance. Anytime. From anywhere.
Welcome to InsureMonkey.
Honestly, isn't this one of the easiest sites you've ever used? You can shop for health insurance benefits in three easy steps:
Get quotes. Compare plans. Apply online. Yes, getting health insurance is really that simple.
However, finding the right plan is an intensely personal thing and we want you to know we're here to help. If you have
questions, need personal assistance, or just want to visit while filling out your application, you can contact one of our
professionally licensed insurance advisors for insights, answers and unbiased advice. Or you can search our community-powered
InsureMonkey University for the answers you need.
Pass It On!
If you find this site helpful, we ask that you Pass It On! Make sure everyone you know can get affordable health insurance. Please tell your friends now!
Top 5 Health Insurance Myths
- Myth: Individual health insurance benefits are not as good as employer benefits. Truth: Hogwash. Individual health insurance is often more benefit-rich than employer-based plans.
- Myth: It's a good idea to add my family to my company's plan and pay the cost of their benefits. Truth: For healthy families, buying individual health insurance for your dependents, instead of adding them to your company plan, can save you up to 75% or more per month for the same benefits.
- Myth: If I'm laid-off, COBRA is my best option. Truth: Before you sign, shop an individual health plan with the same benefits and don't be surprised to save hundreds of dollars per month.
- Myth: My company buys health insurance cheaper than I ever could. Truth: Your employer pays for all healthy and unhealthy employees. With individual health insurance, you pay for only what you need.
- Myth: I'm healthy, so I don't need health insurance. Truth: We all need health insurance. At some point in our lives, we will all have an accident, get injured, or get sick. And at that point, we need insurance. Problem is we can't plan for these things and playing the odds is not in our favor.
Did You Know?
Most of today's self-employed entrepreneurs are covered with individual health insurance plans. Why? Because they get the benefits they need at a fraction of the cost. And we all like to save money!
Individual and Family Insurance Rates
Florida Individual and Family Health Insurance
Find Florida health insurance plans in the following metropolitan areas: Ft. Lauderdale, Miami, Jacksonville, Orlando, Tallahassee and other locations.
Florida Health Insurance 101
The sunshine state of Florida has more than 18 million residents within its boundaries. Floridians typically earn an average annual income of about $46,142. While many Floridians obtain employer health insurance, 950,809 Florida dwellers purchase it on their own directly through health insurance providers.
The standard cost of a regular co-pay policy on the individual market in 2006 was $148 for an individual and $586 for a family of four. The standard cost of a regular co-pay policy on the group market in 2006 was $866 for individuals and $3,645 for family health insurance plans.
It is not widely known that health insurance can be more affordable on the individual market than on the group market. It is also not widely known that only 51% of Florida’s private sector corporations offer an employer health insurance plan and only 39% of employers with 50 or less employees a small business health insurance plan. Consequently, it should not surprise you to learn that more people are getting affordable health insurance on the individual market. As a health insurance agent, InsureMonkey is here to help all of these people.
Florida Health Insurance Providers
Florida’s High Risk Pool
People who find they are unable to get individual health insurance due to serious and ongoing medical problems can join Florida’s high risk pool. This pool is useful because the state will offset the high cost of coverage with a subsidy. Approximately 367 Floridians are enrolled in the high risk pool.
If you’ve been declined coverage and want to see if you qualify to join the high-risk pool, please contact the Florida Comprehensive Health Association at (850) 309-1200.
Florida’s Uninsured
Florida has about 3,738,230 residents who do not have health insurance coverage. For many, it is because their work does not offer access to an employer health plan or a small business health insurance option. Others are entrepreneurs without self employed health insurance. Still more find it hard to get because they are unemployed or underemployed. The aim of InsureMonkey is to help everyone find affordable health insurance coverage.
Florida SCHIP
Children of parents who meet the family/household income requirement between 100% and 200% of the poverty rate qualify to obtain SCHIP. This program pays for the health insurance needs of underprivileged children. If you have children and your family income is between $17,170 and $34,340, you may be eligible for assistance. Approximately 224,000 Florida kids presently benefit from Florida’s SCHIP program.
For more information, please contact Florida Kid Care at (888) 540-5437 or click http://www.floridakidcare.org/.
Medicaid in Florida
If you are in need of individual health insurance, you may qualify for Medicaid. The joint state and federal program pays for health insurance for low-income families, pregnant women, children, disabled individuals, the elderly and nursing home residents.
The income eligibility guidelines for Florida’s Medicaid program are:
• Children
o Infants Ages 0-1: $35,200 or 200% of the Federal Poverty Level
o Children Ages 1-5: $23,408 or 133% of the Federal Poverty Level
o Children Ages 6-19: $17,600 or 100% of the Federal Poverty Level
• Parents
o Non-Working: $3,636 or 21% of the Federal Poverty Level
o Working: $9,672 or 55% of the Federal Poverty Level
• Pregnant Women
o $32,560 or 185% of the Federal Poverty Level
For more information, please contact the Florida Agency for Health Care Administration at (888) 419-3456.
(Facts throughout this page provided by the Kaiser Family Foundation at www.statehealthfacts.org and by The New Health Insurance Solution at www.tnhis.com. Commentary provided by InsureMonkey.)
State Resources
State of Florida
Website: http://www.dos.state.fl.us/
Executive Office
Governor: Charlie Crist (R) (850) 488-7146
Head of Health Department: Ana Viamonte Ros, State Surgeon General of the Florida Department of Health (850) 245-4147
Senators
Sen. Mel Martinez (R) (407) 254-2573
Sen. Bill Nelson (D) (407) 872-7161
Medicaid Website: http://www.fdhc.state.fl.us/Medicaid/index.shtml
Medicaid Director: Carlton D. Snipes, Acting Deputy Secretary, Agency for Health Care Administration (850)488-3560
Department of Insurance Website: http://www.fldfs.com