Prices You Can Afford.
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health insurance companies. Find your state providers.
Individual & Family Health Insurance
These plans offer a wide range of feature-rich benefits like low-deductibles and affordable co-pays on doctor visits for you and your family. Read More
Democratizing Health Insurance
We see a world where everyone has health insurance. If you don't have health insurance through your work, trying to get it stinks. We're here to change that. InsureMonkey is the easiest way to quote, compare and apply online for health insurance. Anytime. From anywhere.
Welcome to InsureMonkey.
Honestly, isn't this one of the easiest sites you've ever used? You can shop for health insurance benefits in three easy steps:
Get quotes. Compare plans. Apply online. Yes, getting health insurance is really that simple.
However, finding the right plan is an intensely personal thing and we want you to know we're here to help. If you have
questions, need personal assistance, or just want to visit while filling out your application, you can contact one of our
professionally licensed insurance advisors for insights, answers and unbiased advice. Or you can search our community-powered
InsureMonkey University for the answers you need.
Pass It On!
If you find this site helpful, we ask that you Pass It On! Make sure everyone you know can get affordable health insurance. Please tell your friends now!
Top 5 Health Insurance Myths
- Myth: Individual health insurance benefits are not as good as employer benefits. Truth: Hogwash. Individual health insurance is often more benefit-rich than employer-based plans.
- Myth: It's a good idea to add my family to my company's plan and pay the cost of their benefits. Truth: For healthy families, buying individual health insurance for your dependents, instead of adding them to your company plan, can save you up to 75% or more per month for the same benefits.
- Myth: If I'm laid-off, COBRA is my best option. Truth: Before you sign, shop an individual health plan with the same benefits and don't be surprised to save hundreds of dollars per month.
- Myth: My company buys health insurance cheaper than I ever could. Truth: Your employer pays for all healthy and unhealthy employees. With individual health insurance, you pay for only what you need.
- Myth: I'm healthy, so I don't need health insurance. Truth: We all need health insurance. At some point in our lives, we will all have an accident, get injured, or get sick. And at that point, we need insurance. Problem is we can't plan for these things and playing the odds is not in our favor.
Did You Know?
Most of today's self-employed entrepreneurs are covered with individual health insurance plans. Why? Because they get the benefits they need at a fraction of the cost. And we all like to save money!
Individual and Family Insurance Rates
Arizona Individual and Family Health Insurance
Find Arizona health insurance plans in the following metropolitan areas: Avondale, Peoria, Phoenix, Scottsdale, Sun City, Tempe and other locations.
Arizona Health Insurance 101
The state of Arizona boasts 6 million residents and the present yearly income of a typical household is around $47,750. Currently, many residents obtain employer health insurance. However, a significant number of you, 258,341 to be exact, purchase individual health insurance for yourself or your family directly from Arizona’s health insurance providers.
Did you know these Arizona health insurance facts?
• In 2004, on the individual market, the average individual paid $153 for an individual health insurance policy, and the average family of four paid $394 for family health insurance.
• In 2004, on the group market, including large and small business health insurance policies, the average individual paid $813 for coverage, while the average family paid $3,234.
Many people do not realize that Arizona individual health insurance purchased directly from the health insurance providers is actually more affordable than it is on the group, or employer-based, market.
In Alaska, only 50% of private sector employers offer a small business health insurance plan and only 32% of employers with 50 employees or less offer them. Subsequently, many people are looking elsewhere for their individual health plans and self employed health insurance. As a health insurance agent, InsureMonkey is designed to help exactly these people.
Arizona Health Insurance Providers
Arizona’s Uninsured
1,237,322 Arizonians are uninsured. Most of the Arizonans in this category are employed with a company that doesn’t offer health insurance benefits. Many are entrepreneurs and find self employed health insurance unaffordable. Still others cannot work or are unable to find work. These conditions are not permanent, and we aim to help you if you are in search of good alternatives for affordable health insurance coverage.
It is our hope to help reduce the number of Arizonians who have no insurance. We want to assist by providing quality information. Please tell others about our site and invite them to come visit us and get free rate quotes.
Arizona SCHIP
• What is SCHIP? It is a program supported by state and federal government that assists low-income families with paying of health insurance premiums for dependent children.
• How do you qualify for SCHIP? Low-income parents who have needy kids have to meet the family/household income requirements that fall between 100% and 200% of the poverty rate. Basically, this requires that a family must earn between $17,170 and $34,340 to qualify.
• How many Arizona kids does SCHIP help? 112,202 needy children are assisted by SCHIP in Arizona.
For more information, please contact Arizona Kids Care at (877) 764-5437 or click http://www.azkidscare.gov/default.aspx.
Medicaid in Arizona
Medicaid (a joint state and federal program) pays for health insurance for pregnant women, low-income families, disabled individuals, children, the elderly and nursing home residents.
The income eligibility guidelines for Arizona’s Medicaid include:
• Children
o Infants Ages 0-1: $24,640 or 140% of the Federal Poverty Level
o Children Ages 1-5: $23,408 or 133% of the Federal Poverty Level
o Children Ages 6-19: $17,600 or 100% of the Federal Poverty Level
• Parents
o Non-Working: $35,200 or 200% of the Federal Poverty Level
o Working: $35,200 or 200% of the Federal Poverty Level
• Pregnant Women
o $26,400 or 150% of the Federal Poverty Level
For more information, please contact the Arizona Health Care Cost Containment System at (602) 417-4000 or click http://www.ahcccs.state.az.us/Site/.
(Facts throughout this page provided by the Kaiser Family Foundation at www.statehealthfacts.org and by The New Health Insurance Solution at www.tnhis.com. Commentary provided by InsureMonkey.)
State Resources
State of Arizona
Website: http://www.az.gov/webapp/portal/
Executive Office
Governor: Jan Brewer (602) 542-4331
Head of Health Department: Will Humble, Interim Director, Department of Health Services (602) 542-1001
Senators Names and Party Affiliations:
Sen. John McCain (R) (602) 952-2410
Sen. Jon Kyl (R) (602) 840-1891
Medicaid
Website: http://www.ahcccs.state.az.us
Medicaid Director: Anthony D. Rodgers, Director, Health Care Cost Containment System (602) 417-4000
Department of Insurance Website: http://www.id.state.az.us