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Archives April 2011

Grace Improvements in Chronic Care Save Individual Health Plans Money


Chronic conditions cost individual health plans and our health care system at large a significant amount of money every year. For many patients, those costs may be associated with emergency services because their conditions are not well managed. For others, it may be the high cost of medication required to keep symptoms under control. Additional costs are absorbed by Individual Health Plans, as well as the patients themselves. Unfortunately, higher costs don't always translate to a higher quality of care.

Thankfully, one health care facility has found a way to both save money and improve the quality of care ...

Grace Is Group or Individual Health Insurance the Best Deal for You?


When you are in the market for affordable health insurance, you might need to choose between individual health plans and group policies. Each of these types of affordable health insurance offers their own benefits and drawbacks. We have the basics of each to help you make the best decision on an individual health plan for your needs.

What is an Individual Health Insurance Plan?

Individual health insurance plans are those that are purchased directly from an insurance company by an individual. This type of Affordable Health Insurance is usually best for individuals who do not have sufficient coverage through their ...

Grace New Rules to Fight Health Care Fraud Announced

HHS Secretary Kathleen Sebelius and Attorney General Eric Holder recently announced the Centers for Medicare and Medicaid Services will be acquiring new tools in the fight against health care fraud. The state-of-the-art analytics equipment will not only help stop fraud in its tracks, but will actually predict fraudulent activities, stopping the madness before it begins.

This announcement was the result of a partnership with federal, state and local governments, beneficiaries and providers. In conjunction, the partnership developed innovative ways to get waste and fraud out of the health care system – and subsequently reduce health insurance rates – once and for all ...

Grace Getting the Best Deal on Your Individual Health Plans


If you are in the market for an Individual Health Plan, there is no reason why you can't shop around for the best deal. Like any other commodity on the market, there is a wealth of options in affordable health insurance today. We have the tips you need to get the biggest bang for your insurance buck when shopping for individual health plans.

Do Your Homework

Homework (and the aid of InsureMonkey) is how you can find the best price on individual health plans. You will need to take time and effort to research a number of different options ...

Young Adults Health Insurance

Grace Why Young Adults Don't Have Individual Health Insurance


Statistics show that recent high school and college graduates are some of the most uninsured adults in the country. Recent reports indicate that as many as 39% of high school graduates and 35% of college graduates may not have the Affordable Health Insurance they need.

Every year since 2003, the number of uninsured young adults has been on the rise, with nearly 14 million between the ages of 19 and 29 going without affordable medical insurance in 2006.

Reasons for Lack of Coverage

There are many reasons why this age group may find themselves without adequate, affordable health insurance. First ...

Grace Savvy Tips for Switching Individual Health Plans


When your current individual health plan no longer works for your specific needs, you need to shop around to find another affordable medical insurance policy that works for you. This can be an intimidating process, since most individual health plans are highly complex and sometimes confusing to understand.

When you are getting ready to make the big switch, there are a few key factors to keep in mind.

Who is Your Doctor?

If you have a satisfactory relationship with your current provider, you want to find another individual health plan that includes this doctor in their network. Otherwise, you will ...

Grace Making the Choice of Individual Health Plans Easier


Shopping for affordable health insurance can be an intimidating process for the average consumer. There are many different types of individual health plans available today, and each comes with its own unique features and coverage. The details of the individual health insurance policies might be littered with technical jargon and fine print that makes it hard for the average person to understand exactly what he is getting – or not getting – with his insurance coverage.

Comparing Apples to Apples

A working group in California hopes to change the confusion with a standardized chart that will make it easier for consumers to ...

Grace Important Facts about Your Individual Health Plan


Individual health plans are supposed to protect you from a financial hardship in the event of a medical emergency, in addition to ensuring you get the best preventative care possible to remain health. However, not all affordable health insurance is designed to perform each of these functions as adeptly as the competition.

To ensure you are getting the best value from your individual health plan, we have five questions to ask your insurance company.

How Much Money Goes to Medical Services?

Under the Affordable Care Act, Individual Health Plans will now be required to put a minimum of 80-85% of ...

Grace Is COBRA Right for You?


Losing affordable health insurance is a frightening prospect for many who have been laid off during the recent economic slowdown. Many turn to COBRA as a means of retaining this protection against a medical crisis – even when it costs a large amount of premium money to do so.

Is COBRA your best bet for Affordable Health Insurance in the event of unemployment? Consider these facts to answer the pressing question.

What is COBRA?

COBRA stands for Consolidated Omnibus Budget Reconciliation Act – a federal law that requires employers to continue an employee's affordable health insurance, even if he is no ...

Grace Rewards for Better Individual Health Plans for Children Coming

Providing children with affordable health insurance is a top priority for the Obama administration. In 2009, President Obama reauthorized the Children's Health Insurance Program, which was designed to enroll more children in Affordable Health Plans like those through the Medicaid program. It is suspected that two out of every three children without individual medical insurance – or 4.7 million kids across the country – would be eligible for government-subsidized health plans if they simply enrolled in the program.

This week, the administration plans to announce that it will provide additional funding in the form of $206 million in bonus Medicaid ...

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