The Best Damn Health Insurance Blog. Ever.

In what seems to be the most controversial clause of the entire Patient Protection and Affordable Care Act, the individual health insurance mandate has stirred up the airwaves and printing presses about it’s benefits and consequences.

As the nation waits for the ruling of the supreme court on this issue that will define the entire law, here are some interesting statements to think about.

The U.S is one of the few developed countries that does not have universal ...

There comes a time after we graduate from high school – a time where we have to stand up for ourselves, move on to the real world. This is a time of uncertaintly of what career to pursue, our financial independence, and a question of our future - a time where we are young adults.

Now according to a population study by the Employee Benefit Research Institute (EBRI) released in 2007, young adults, which ages include 19-25, are most likely to be ...

If the reports are true, you soon will be able to get health services from your local Wal-Mart.

That’s right, according to a report from National Public Radio a 14-page document sent to various healthcare vendors outlines how Wal-Mart "intends to build a national, integrated, low-cost primary care healthcare platform."

“Great Value” for your healthcare costs?

The retail giant based in Arkansas is looking to partner with outside healthcare companies in order to treat a range of serious medical ...

Think of the changes that will take affect by 2014, a health insurance exchange in every state, and broader terms of Medicaid coverage for families who make $30,000 or less and for individuals who make $15,000 or less. Will that mean that individuals who utilize the online insurance exchanges will find a better plan than their employer offers? Will this trend then disincentive employers to offer coverage because it will save them money from paying a group premium ...

Do you know some of the major provisions that have already taken place within the Affordable Care Act? It’s pretty difficult to understand the magnitude of what exactly will change and when they will change, so here is a general timeline of what has already happened and what you should expect.

Some of the provisions have already taken effect, such as an extension for young adults to stay on their parents health plan to see how real the timeline ...

After outlining the many challenges that young adults face in dealing with health insurance, here is my first hand experience with everything I have to consider.

After reading how young adults are most likely to be uninsured and how thankfully I can still be covered under my parents health insurance policies – getting PSIP – or Penn Student Insurance Plan seemed like more trouble than it’s worth.

Universities offer their own health insurance plans – it makes sense because here you have ...

Ask anyone what defines “good” health insurance, and you could get a bunch of different answers from: “one that covers me from everything from bruises to surgeries” to “one that has real people to answer my questions”.

Here are our suggestions for what to look for in a good health insurance plan.

Physical Treatments

Take a deep breath and get your checklist out – here are the things to look for, preventive care, maternity care, emergency services, hosptiatlization, prescription drugs, outpatient ...

Your seeking ways to save money, and you’ve been thinking about the Health Savings Account partnered with a high deductible health plan. You hear about all the tax benefits you would receive and – but really, how does it work?

Some brief History:

Under the Medicare Modernization Act of 2003, tax exempted benefits for health related costs were offered. This tax exclusion is very substantial – money that went to the government before is saved in your pockets!

But where do ...

Every month you pay your monthly premium, when you visit the doctor you have a copay, and throughout the year you have a deductible before your insurance will cover the rest of your expenses.  You stop to think one day, where does health insurance cost so much? Is it because the doctor down the corner wants to take an early vacation? Is someone in the insurance office throwing spinning a wheel to determine costs? Here’s how Insurer’s distribute ...