Humana: Affordable Health Insurance Plans for Everyone

Offering health insurance in almost all of the 50 states, Humana is a health insurance provider that can meet almost every need, including those seeking health insurance for the self employed. The healthcare insurance provider has developed a line of products that are perfect for retirees, entrepreneurs or simply a family looking for affordable health insurance.

Humana One is an affordable health insurance plan that is right for individuals, families, or small businesses.  Consider joining group health insurance for the self employed through Humana One, or evaluate whether you can obtain a family health insurance plan that is more affordable than the one offered at your work.

Affordable Health Insurance Plans through Humana One

Portrait: This individual health insurance plan provides the same kind of coverage you would expect in an employer-based health insurance plan. The deductible is $1,000 and you have a prescription drug benefit (with a separate deductible). You have 100% coverage on in-network services and a copayment feature.  This can be a very attractive self-employed health insurance option.

Monogram: These plans offer a high-deductible feature ($7,500 or $10,000). With the higher deductible, you pay lower premiums.  However, in the event of major illness, once the deductible has been met, the plan pays for 100% of your expenses. You also get a prescription card and a preventive care benefit.  For entrepreneurs in good health, but with a smaller budget, this plan makes for excellent health insurance for the self employed.

Annual Max: These affordable health insurance plans provide you with coverage with a lower deductible, while still keeping your premiums low. There are maximum annual deductibles of either $100,000 or $250,000. These individual health insurance plans are good for persons who need reliable coverage, but who don’t anticipate exceeding the annual maximums set by the policy.

Whether you need self employed health insurance, or an affordable family health insurance plan, Humana One may be the best health insurance provider for you.  Let InsureMonkey, as your health insurance agent, do the work for you in comparing the best quotes and options.