United Health One: A Health Insurance Provider with Diversity

United Health One has been a respectable health insurance provider for more than 60 years, and subsequently, it offers options for every potential customer. Whether you are a recent graduate, a self-employed business person or a retiree, you can find the right health insurance plan at United Health One.  From small business health insurance plans to group health insurance for the self employed, United Health One may have the perfect plan for you.

United Health One’s Variety of Individual Health Insurance Plans

Copay Select: This health insurance plan operates much like many of the small business health insurance plans with which you are familiar.  With a flat $35 co-payment, you can see any doctor in the network, and United Health One picks up the remainder of the costs.  This individual health insurance plan also pays for exam fees. Additionally, under this plan, you get a prescription drug card and receive comprehensive coverage on any hospital inpatient or outpatient expenses from the health insurance provider.

Copay Saver:  This health insurance plan provides for two doctor visits per year per person with a flat copayment. The advantage of this particular plan from this health insurance provider is the lower premium, but the downside is the limited coverage.

Plan 100:  This is a high-deductible health insurance plan, and once you reach the annual deductible, United Health One pays 100% of your medical costs.  For entrepreneurs that need self employed health care insurance, this can be a good option if you are in excellent health and simply need coverage in the event of major medical problems or emergencies.

Plan 80: This individual health insurance plan is the lowest of the high-deductible plans offered by United Health One. Once the annual deductible has been met, you are fully covered for hospitalization, surgical procedures and outpatient expenses.  This can make for an affordable health care insurance option, especially for self employed medical insurance.

Continuity Plan: For those individuals who find themselves between jobs or considering self-employment, United Health One has what they call continuity plans. These plans allow you to add a United Health Care Continuity rider to your policy. You are underwritten once at the time of application. The plan has an “on” and “off” feature. While you are between jobs, you turn it “on” and you have full coverage while paying your premiums. When you find another job that offers you health coverage, you turn the option “off.”  For entrepreneurs that are pursuing a part-time endeavor, this may be an excellent self employed medical insurance option.

United Health One: An Excellent Health Insurance Provider for Many

United Health One is a particularly good choice if you are in need of:

•    Self employed health insurance
•    Affordable individual health insurance
•    Family health insurance plans

United Health One offers affordable health insurance in most states. To find out if United Health One operates in your state and to get a quote, put InsureMonkey to work for you as your health insurance agent.