John Alden (Assurant): A Versatile Health Insurance Provider

John Alden Insurance Company (operating as Assurant) offers affordable healthcare insurance plans in most of the 50 states. The healthcare insurance provider specializes in health insurance for individuals, families and small-employer groups. In operation since 1892, Assurant is a reliable and stable provider of health insurance coverage.  Whether you are seeking self employed health insurance or a family health insurance policy, Assurant has a policy that can meet your needs.

Assurant’s Affordable Health Insurance Plans

Assurant offers plans similar to those provided by employers, making this health insurance provider popular amongst those who need health insurance for the self employed.  The structure of the affordable health insurance plans is fairly straightforward and easy to understand. Essentially, they offer four types of plans:

Network Plans: These individual health insurance plans are HMO or PPO-styled and give you the most benefits if you visit doctors or healthcare providers in the network. If selecting your own doctor is of key importance to you, then you might want to opt for a traditional plan.  However, entrepreneurs on a budget may find that this bodes well for affordable self employed medical insurance.

Traditional Plans: With these plans, you can select your own doctor in or out of the network. The plans are structured similarly to the HMO or PPO-style, with the exception of giving you a choice over your doctors.  The traditional plan may work as an ideal family health insurance plan.

Health Savings Account (HSA): These health insurance plans combine a high deductible with a health savings account to provide you with a tax shelter and the ability to exercise maximum control over your health spending.  Entrepreneurs find this type of plan popular for self employed health insurance, and it also makes for an excellent option for family health insurance.

Healthy Lifestyle Plans: These affordable health insurance plans are best for individuals who do not seek medical care on a regular basis, are in good health, and simply need coverage just in case they get sick.  Through this healthcare providers’ plan, there are benefits for routine preventative doctor visits. These affordable health care insurance plans are right for people who are young and fit, thus making them popular student health insurance choices.

Let InsureMonkey check to see if Assurant offers individual health coverage, small business health insurance, family health insurance, and self employed health insurance in your state.  As your helpful health insurance agent, we will easily allow you to compare benefits and quotes between Assurant and other health insurance providers.